Statement of Affairs Calculator

This calculator helps you get a good understanding of your financial position. It can be used as a personal budget planner or to help assess your debt position.
Enter you income, expenditure, debts and assets, then click "Calculate". Your SOA results can be formatted for printing or for posting on a discussion board to seek comment from others. You can also save the data you enter for future use. See SOA Calculator Help for details.

Enter your income details
Amount (£)
Monthly Income (after tax)
Partner's Monthly Income
Benefits
Other Income (e.g. maintenance payments)
Enter your monthly expenditure
Amount (£)
Mortgage Repayment
Secured Loan Repayments
Rent
Management Charge (e.g. on leasehold property)
Council Tax
Electricity
Gas
Oil
Water Rates
Telephone (land line)
Mobile Phone
TV Licence
Satellite/Cable TV
Internet Services
Groceries etc.
Clothing
Petrol/Diesel
Road Tax (car)
Car Insurance (including breakdown cover)
Car Maintenance (including MOT)
Car Parking
Other Travel
Childcare/Nursery
Other child related expenses
Medical (prescriptions, dentists, opticians etc.)
Pet Insurance/Vet bills
Building Insurance
Contents Insurance
Life Assurance
Other Insurance
Presents (birthday, christmas etc.)
Haircuts
Entertainment
Holiday
Household Emergency Fund (e.g. for repairs)
Enter Debts that are SECURED on your home

Enter the amount borrowed here, but the monthly payments in the Expenses table above.

Debt description Debt (£) Monthly payment (£) Annual Rate (%)
Mortgage: enter loan amount ==>
Secured debt: enter total loan ==>
Enter your UNsecured Debts e.g. credit cards
Debt description Debt (£) Min Pay (£) Annual Rate (%)
Enter the value of your assets
Asset Value (£)
Cash
House value (gross)
Shares & bonds
Car(s)
Other assets (e.g. endowments, jewellery)
Main functions...

Format results for discussion boards (optional)

Load and save your data (optional)

Click here for important privacy and usage information.

Warning Messages
Summary of Monthly Income, expense and surplus

Personal Balance Sheet Summary