0% Purchases :RSS
0% Purchase credit cards
Here is our unbiased list of 0% purchase credit cards. Allowing you to purchase goods at 0% APR and pay back later.
| Card | min pay | Months | APR | Notes |
|---|---|---|---|---|
| Nationwide Select Credit Card | 1.00% | 18 | 12.9% |
 Must be a 'main account' customer. See T&Cs
|
| Tesco Clubcard | 1.00% | 15 | 16.9% |
|
| Halifax All In One Card | 1.00% | 15 | 17.9% |
Most applicants will get 15 months 0%. Others will get 13 or 11 months 0%.
|
| Marks & Spencer | 2.50% | 15 | 15.9% |
15 month 0% SBT via Sterling travellers cheques. 1% fee. See 'M&S Travel Money'
|
| Barclaycard Platinum Purchase | 2.25% | 14 | 18.9% |
|
| RBS World Mastercard | 1.00% | 13 | 17.9% |
Min £10K income.
|
| NatWest World Mastercard | 1.00% | 13 | 17.9% |
Min £10K income.
|
| Virgin Purchase Card | 1.00% | 13 | 18.9% |
|
| BOS All In One Card | 1.00% | 12 | 17.9% |
Qualifying current account customers get 13 months 0%
|
| Sainsbury's Credit Card | 2.25% | 12 | 16.9% |
|
| AA Rewards Card | 1.00% | 10 | 16.9% |
transferred within the first 90 days of your account opening
|
| Play.com | 1.00% | 9 | 16.9% |
|
| Saga Platinum | 3.00% | 9 | 11.9% |
Age 50+ only
|
| Virgin All Round Card | 1.00% | 6 | 15.8% |
Money transfer fee 4%
|
| RBS Platinum | 1.00% | 6 | 17.9% |
Min £10K income.
|
| NatWest Platinum | 1.00% | 6 | 17.9% |
Min £10K income.
|
| NatWest Platinum Special Offer | 1.00% | 6 | 17.9% |
Min £10K income
|
| RBS Platinum Special Offer | 1.00% | 6 | 17.9% |
Min £10K income. Online offer only
|
| Co-op Members' Card | 2.00% | 6 | 15.9% |
Min salary £10K
|
| Co-op Affinity Standard | 2.00% | 6 | 18.9% |
Various causes.
|
| Sainsbury's Nectar Credit Card | 2.25% | 6 | 16.9% |
Must have swiped your Nectar card in store in the last 6 months.
|
| BOI Ulster Rugby Card | 2.50% | 6 | 17.9% |
Some issues, see forum
|
| John Lewis | 3.00% | 6 | 16.9% |
|
| Nationwide Credit Card | 1.00% | 3 | 15.9% |
£5K min income.
|
| Virgin Balance Transfer Card | 1.00% | 3 | 16.8% |
|
| Asda Reward Card | 1.00% | 3 | 16.8% |
|
| bmi American Express | 1.00% | 3 | 16.9% |
** Money transfer (SBT) fee is now 4% **
|
| Halifax 20 month BT Card | 1.00% | 3 | 16.9% |
Min income £20K
|
| Halifax 17 month BT card | 1.00% | 3 | 16.9% |
|
| Yorkshire Bank Gold | 1.00% | 3 | 16.9% |
Must be a YB customer
|
| Clydesdale Bank Gold | 1.00% | 3 | 16.9% |
Must be a CB customer
|
| RSPCA Card | 1.00% | 3 | 16.9% |
** Money transfer (SBT) fee is now 4% **
|
| Bank of Scotland Plus | 1.00% | 3 | 16.9% |
|
| BT Credit Card | 1.00% | 3 | 16.9% |
|
| AA Balance Transfer Card | 1.00% | 3 | 17.9% |
|
| LTSB Platinum | 1.00% | 3 | 17.9% |
|
| Santander Credit Card | 1.00% | 3 | 17.9% |
|
| Halifax BT card | 1.00% | 3 | 17.9% |
Min income £20K
|
| Barclaycard Platinum Extended BT | 2.25% | 3 | 17.9% |
|
| Platinum Low BT Fee Card | 2.25% | 3 | 18.9% |
Fee discounted from 2.1% to 1.6%. T&Cs apply, see website
|
| Post Office Platinum | 2.50% | 3 | 16.9% |
Min salary £20K. Two anniversary offers.
|
| BOI Mastercard Gold | 2.50% | 3 | 16.9% |
Min salary £15K
|
| HSBC | 2.50% | 3 | 17.9% |
Need to be a HSBC account holder and pay in £500 per month. Min salary £8,500
|
| BOI Moneyback | 2.50% | 3 | 17.9% |
|
| Post Office Classic | 2.50% | 3 | 19.9% |
Min salary £8K. Two anniversary offers.
|
Table | Purchase rate credit cards |