Cashback credit cards return a percentage of your spending back to you in cash, usually annually, these are often more profitable that points or reward card systems
| Card |
cashback |
Spend Limit |
APR |
Notes |
| AMEX Platinum Moneyback Card | 5.0% | | 18.9% |
0.5% <?3500, 1% <?10K, 1.5% >?10K, 5% for first 3 months up to ?4000 spend |
| Abbey "Essentials" Card | 3.0% | £2,500 | 18.9% |
3% on supermarket and fuel spend for first 6 months. Max £75 (£12.50/month). |
| Egg Money | 1.0% | £20,000 | 12.9% |
1% cashback on purchases. Also 4% interest paid on +ve balances. |
| ICICI Credit | 0.5% | | 14.0% |
 |
| Barclaycard OnePulse cashback | 0.5% | | 14.9% |
0.5% on everything, and 5% cashback on TFL spend until 31/12/09 |
| Co-op Members' Card | 0.5% | | 15.9% |
1% cashback on Co-op food, 0.5% cashback on other shopping. |
| The AA Credit Card | 0.5% | 75 | 15.9% |
points can be used for AA membership discount, double points on petrol |
| BOI Moneyback | 0.5% | £15,000 | 17.9% |
 |